Money Train is a Relax Gaming video slot released on 6 August 2019 with a Western train-heist setting. Money Train uses a 5x4 reel layout, 40 fixed paylines and a Money Cart respin round built around multiplier symbols. Money Train carries a 94% RTP at Wildz, very high 10/10 volatility and a maximum win of 20,000x the stake.
Money Train places four outlaw characters beside safes, railway machinery and card symbols in its base game. Money Train evaluates combinations from the leftmost reel across its 40 fixed paylines. Money Train applies the same stake to every active line because the payline count does not change.
Money Train centres its feature design on the Money Cart Bonus rather than a sequence of unrelated side games. Money Train moves qualifying multiplier symbols to a separate respin grid where values can be paid, collected or expanded across extra reels. Money Train determines every symbol and modifier through its programmed random process, so a previous result does not make a feature more likely.
Money Train has the following verified specifications:
Money Train is listed by Wildz with a 94% RTP, 10/10 volatility and demo play enabled. Money Train configurations, stake displays and feature availability can differ by market, so the information panel inside the game is the relevant source for the version currently supplied. Money Train has no progressive jackpot, and its 20,000x ceiling is a fixed maximum rather than a growing prize pool.
Money Train forms line wins when matching symbols land on an active payline from the first reel towards the right. Money Train keeps all 40 paylines active on every paid spin and calculates awards from the stake selected before the spin begins. Money Train then ends the base-game cycle once all line awards and any triggered feature have been resolved.
Money Train uses bonus symbols differently from ordinary character and card symbols. Money Train opens the Money Cart round when the required bonus symbols appear on reels 1, 3 and 5 in the same spin. Money Train does not let a betting pattern choose where those symbols land or guarantee entry to the round.
Money Train starts the Money Cart Bonus with 3 respins on a separate grid. Money Train locks newly landed qualifying symbols in place and resets the counter to 3 whenever another qualifying symbol arrives. Money Train finishes the round when the counter reaches zero, the available positions fill or the maximum-win limit is reached.
Money Train reveals stake multipliers on the locked symbols and combines them according to the modifiers present. Money Train can therefore extend a round well beyond its initial three-spin counter, but only when further qualifying symbols land. Money Train does not make a long feature inevitable after a quiet base-game sequence, because each new outcome remains random.
Money Train uses the Payer to add its value to other visible multiplier symbols and the Collector to gather visible values into its own total. Money Train uses the Widener to open an additional reel, with as many as 2 extra reels available during the feature. Money Train also includes Persistent Payer and Persistent Collector symbols that repeat their stated action on later respins in the same round.
Money Train can combine these roles when several modifiers remain visible together, which changes how values develop before the feature ends. Money Train still applies only the functions described in its rules, and the player cannot select which modifier appears. Money Train modifier combinations increase possible feature values without changing the random probability of the next symbol.
Money Train presents its free-spin element as the 3-spin Money Cart respin counter rather than a conventional reel-based free-spins round. Money Train restores that counter to three after a new qualifying symbol lands, allowing the sequence to continue without another base-game stake. Money Train keeps landed value and feature symbols on the Money Cart grid while the counter remains active.
Money Train also includes an 80x stake Bonus Buy in versions where local rules permit direct feature purchase. Money Train does not offer that purchase on Great Britain-licensed sites, where feature buy-in functionality has been removed under Gambling Commission requirements. Money Train can still trigger the Money Cart round naturally, but neither route guarantees a particular modifier or return.
Money Train has a default RTP of 94% as listed by Wildz for the MGA configuration serving these pages. Money Train RTP represents a theoretical long-term return across a very large number of game cycles, not a prediction for one player or one session. Money Train may therefore return more or less than the percentage over any short period.
Money Train can exist in other mathematical configurations, including a lower German-market version shown by the provider. Money Train players should check the in-game help or information panel for the precise percentage attached to the version they open. Money Train RTP is fixed by the selected configuration and cannot be improved through timing or stake changes.
Money Train carries a volatility score of 10/10 at Wildz, placing it at the very high end of the listed scale. Money Train can consequently produce extended stretches of limited returns alongside occasional feature results that are much larger than the stake. Money Train requires the stake size to be considered against that uneven result profile.
Money Train volatility describes the distribution of theoretical results rather than the value of the next spin. Money Train does not become due for a large award after losses, and a recent feature does not prevent another one from occurring. Money Train session limits remain a player-controlled safeguard, not a method for changing the mathematics.
Money Train caps its maximum win at 20,000x the stake. Money Train may reach that ceiling through accumulated values in the Money Cart Bonus, after which the game ends the feature under its rules. Money Train does not attach the ceiling to a progressive jackpot or shared network pool.
Money Train makes the numerical ceiling possible but not typical. Money Train results depend on the multiplier values, modifier symbols and duration generated during the feature. Money Train cannot make the maximum more likely through a larger relative stake, repeated Bonus Buys or a particular time of play.
Money Train begins after you select a permitted stake and start an individual game cycle. Money Train pays left-to-right combinations on 40 fixed lines, while bonus symbols on reels 1, 3 and 5 open the Money Cart round. Money Train should be played only after checking the displayed RTP, paytable and stake in the active version.
Money Train gameplay on a Great Britain-licensed site is subject to statutory online slot stake limits of £2 per game cycle for ages 18–24 and £5 for ages 25 and over. Money Train’s 80x Bonus Buy is not available on Great Britain-licensed sites because feature buy-in functionality is prohibited. Money Train players can use account limits and stop controls without those tools altering random outcomes.
Yes, Money Train can be played on compatible mobile phones and tablets. Money Train uses a responsive version of its 5x4 base layout and Money Cart feature rather than requiring a separate mobile rule set. Money Train controls and the information panel remain available on supported browsers and devices.
Money Train mobile play uses the same underlying RTP configuration and volatility as the corresponding desktop build supplied by the casino. Money Train does not become more or less likely to trigger a feature because the screen is smaller or touch controls are used. Money Train access still depends on location, operator terms and a stable connection.
Yes, Money Train has demo play enabled at Wildz and can use virtual credits instead of real-money stakes. Money Train free play shows the 40-line base game, the Money Cart trigger and the modifier functions without creating withdrawable winnings. Money Train demo results do not carry into a real-money balance.
Money Train free play at a Great Britain-licensed operator remains subject to age-verification requirements. Money Train practice sessions can explain the controls, but they cannot predict later paid outcomes or reduce the game’s volatility. Money Train real-money play should begin only after the player has reviewed the active rules and limits.
Money Train may be supplied in Great Britain by an online casino holding the appropriate Gambling Commission permission and carrying the Relax Gaming title. Money Train players must be at least 18 years old, complete required checks and follow the statutory slot stake limits. Money Train availability and configuration are determined by the licensed operator’s catalogue and terms.
Money Train is listed by Wildz internationally, while Wildz states that visitors from the United Kingdom are redirected to partner casinos. Money Train players should check the Gambling Commission public register for the operator they ultimately use rather than assume that an international website is authorised in Great Britain. Money Train rules for England, Scotland and Wales differ from the separate legal framework in Northern Ireland.
Money Train real-money play in Great Britain falls under the licensing framework supervised by the Gambling Commission. Money Train operators must verify age and identity before gambling and must also complete age verification before giving access to free-to-play gambling games. Money Train players can check a business on the Commission’s public register before depositing.
Money Train players must be 18 or older, and online slot stakes are capped by age group for each complete game cycle. Money Train’s feature purchase is unavailable on Great Britain-licensed sites, while naturally triggered feature play remains subject to the same game-cycle controls. Money Train regulation in this table applies to England, Scotland and Wales, not Northern Ireland.
| Area | United Kingdom Rule |
|---|---|
| Minimum online gambling age | 18+ |
| Main regulator | Gambling Commission |
| Online casino licensing | Operators serving Great Britain must hold the appropriate Gambling Commission permission |
| Identity checks | Name, address and date of birth must be verified before gambling |
| Maximum online slot stake, ages 18–24 | £2 per game cycle |
| Maximum online slot stake, ages 25+ | £5 per game cycle |
| Feature Buy | Not available on Great Britain-licensed sites |
| Free demo access at licensed operators | Age verification is required before access |
| Wildz status for UK visitors | Wildz states that UK visitors are redirected to partner casinos |
| Territorial scope | England, Scotland and Wales; Northern Ireland has a separate framework |
Yes, Money Train, along with all online slots in the Wildz catalogue, are configured for perfect handheld gaming.
Money Train was created by Malta-based developer Relax Gaming.
Money Train's advertised RTP is 96.2% - around average.
Min/Max Bet:
€
0.10 –
50.00
Volatility:
High
(10/10)
Platform:
Desktop & Mobile
Developer:
Relax
Game Type:
Slots